A new insurance product has been launched specifically for people planning to spend extended amounts of time travelling around Europe in their leisure vehicle.
Specialist insurer Motorhome Protect is offering cover for trips up to 270 days, which is worth considering if you’re planning an epic adventure anytime soon.
You should always have adequate insurance for the way in which you use your leisure vehicle. This will ensure both you and your caravan or motorhome are fully covered, as well as your possessions.
Typically, standard motorhome insurance will cover 90 days in continental Europe, which is sufficient for most people’s needs.
If you’re taking a sabbatical or doing a stint as a digital nomad, then it’s important to get better protection.
A number of providers offer 240 days on their comprehensive motorhome insurance, which makes this newest product appear particularly generous.
Mark Sheppard, senior trading manager at Motorhome Protect, said: “With its extended EU cover, our new policy supports drivers hoping to spend the best part of nine months a year visiting Europe in the comfort of their own vehicle.”
At the other end of the spectrum, it’s possible to get 30 days’ worth of cover under what’s called temporary motorhome insurance.
This can be particularly useful if you’re just borrowing a leisure vehicle or trying one out for the first time and don’t want to commit to a long-term insurance policy.
If you’re not planning on using your caravan or motorhome for a while, it should still be insured while in storage to protect against fire or theft.
This is often referred to as laid up cover and is a basic level of insurance that can’t be used when touring with your vehicle.
Mr Sheppard also wanted to offer CaravanTimes readers some extra advice. He told us: “There are a couple of important points to note if you’re travelling to Europe this Christmas.
“First, motorhomes and campervans travelling on the continent now need to display a UK sticker, not a GB one.
“Second, it’s important to be aware of the numerous low-emission zones that have sprung up in many European countries in recent years – Urban Access Regulations in Europe is a great source of information for drivers wishing to successfully navigate these areas and avoid costly fines.”
